It is important to understand that confidentiality and attorney-client or legal professional privilege are two different concepts providing different protection. The ambit of confidentiality is much wider than legal professional privilege, and may arise from contractual or fiduciary relationship between an attorney and client. Accordingly, even though information has to be confidential in order to be privileged, confidentiality on its own does not necessarily entitle one to claim privilege.
Section 118(3) of the Local Government: Municipal Systems Act provides that "an amount due for municipal service fees, surcharges on fees, property rates and other municipal taxes, levies and duties is a charge upon the property in connection with which amount is owning and enjoys preference over any mortgage bond registered against the property. The Gauteng High Court in Pretoria declared section 118(3) constitutionally invalid.
Section 127(1) of the National Credit Act 34 of 2005 (“the NCA”) provides that a consumer under an instalment sale agreement may give written notice to the credit provider to terminate the agreement and return the goods to the credit provider’s place of business. In terms of Section 127(2), the credit provider must within 10 business days give the consumer written notice setting out the estimated value of the goods and any other prescribed information.